- Adoption of “Bad Boy” Provisions in Compensation Plans - (93k)
- A Roadmap for the Purchase and Risk Management of BOLI - (25k)
- Bank and Business Split Dollar Plans (178k)
- Bank-Owned Life Insurance Presents a Window of Opportunity - (120k)
- BOLI-Financed Executive Compensation - (111k)
- BOLI Investment Policy & Annual Post-Purchase Risk Assessment. - (31k)
- Bounce Protection Overdraft Coverage: Doing It the Right Way - (107k)
- Buying and Selling Branches - (131k)
- Data Processing Outsourcing Contracts - (87k)
- Doing Overdraft Protection Coverage The Right Way - (65k)
- "Fee & Easy" Home Equity Lending - (170k)
- Investing in BOLI and Establishing SERPS the Right Way - (51k)
- Article published in the Ohio Community Banker Fourth Quarter, 2014
- New Bank Supervisory Expectations for Commercial Real Estate Credit Concentration - (32k)
- Sweep Accounts - (254k)
- Recent Federal Bank Regulatory Accounting Advisory
Merits Review of Nonqualified Deferred Compensation - (254k)
- The New CRA: A Practical Guide to Compliance
- In a “how to” compliance manual written in 1996 to explain new requirements under the banking agencies’ 1995 revised CRA regulations, Francis Grady accurately prophesied that nontraditional lending programs which began in the mid 1990s would contribute to the next cycle of credit losses
- DIY Good Bank/Bad Bank: Should You Spin Your NPAs into a Non-bank Subsidiary?
Article published in the March 7, 2011 Bank Safety and Soundness Advisor
- Francis X. Grady offers advice on how banks saddled with nonperforming assets (NPAs) or OREO can achieve favorable accounting and workout benefits and stave off a bank regulatory enforcement action by transferring NPAs to a nonbank subsidiary
These articles have not been updated since the date their original publication. There may have been changes in statutes, regulations or applicable legal principles since that date. The contents of these articles should not be construed as legal advice. Readers should not act upon information presented in these articles without individual professional counseling. For an analysis of issues affecting you and your business, please either contact us or your own attorney.
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